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FAQs

​​​​​Is the home value you give me automatically generated?​

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There are plenty of websites that use public data and some kind of algorithm to generate an automated value for your home. I have never found those methods to be as accurate because there are too many things that impact value that can't be determined by just raw data. Your home might be impacted by a major roadway, railroad tracks, a body of water, or new construction down the street. Every home is updated differently. Some have been completely updated, while others need extensive remodeling. One home may have a new roof and HVAC system that is 25 years newer than on another home. There is a long list of things that can only be determined by a professional like me looking at it. I have over a decade of experience, including a special certification as a Pricing Strategy Advisor through the National Association of REALTORS®, so I am much better equipped to give you an accurate value that a random computer-generated estimate. Yes, it takes a couple hours longer, but it is worth it for the in-depth report you receive from me. 

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How do I schedule an appointment?

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The easiest way is to call or text me on my cell at 502-500-5952. If I don't answer your call, I'm likely with another client. I'll either get back to you right after I'm done, or you can send a text for the fastest response. While I prefer appointments in person, we can also schedule one by phone if you prefer. Otherwise, we can meet your home, or we can meet somewhere for coffee or lunch if that makes you more comfortable. It's completely up to you. I'm flexible. 

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Is this the same as an appraisal?

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No. Only a licensed appraiser can perform an appraisal. What I perform is called a Comparable Market Analysis (CMA). It's a process that involves examining recent sales of homes that are comparable to yours in many ways, comparing and contrasting the similarities and differences, adjusting value for those differences, considering current market trends and sales data, and a list of other things in order to determine how your home would be priced in this market. It is a very similar process to an appraisal, but it is not an actual appraisal. 

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What is included in the report you send me?

 

The report I send you is extremely detailed, and it includes: 

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  • Details of recent sales in your neighborhood

  • Details of recent sales of homes near your neighborhood that are comparable to your home in a number of ways

  • Interior and exterior photos of those comparable sales

  • Recent market and sales data for county and your specific area of town

  • Home preparation and staging tips

  • Current trends

  • Estimated value for your home (a more exact value can be determined upon viewing the interior and exterior of your home in person)

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What if I believe the home value you give me is inaccurate?

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I would just invite you to sit down with me and let me show you the process of coming to that value. I rarely get someone who disagrees with me once they see the process and the logic that goes into it. Everyone is entitled to their own opinion, though. If you get to the point where you are ready to list your house for sale with me, we have an agreed upon contract, and the only thing standing in the way is a disagreement on the list price, I'll go the extra step of ordering and paying for an appraisal. That way, you get another opinion at my expense. It's a win-win for you. 

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Do you work with both Buyers and Sellers?

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Yes, I do. I've worked with buyers and sellers in Jefferson, Oldham, Henry, Trimble, Carroll, Shelby, Franklin, Spencer, Bullitt, Nelson, and Meade counties in Kentucky, plus Floyd, Clark, Scott, and Harrison counties in Indiana. Yes, I am licensed in both states. I've also sold properties ranging from just $15,000 all the way up to $1.4 million, including single-family homes, multi-family homes, condos, patio homes, townhouses, tenant-occupied homes, new construction, vacant land, distressed homes, foreclosures, and I have worked with situations like relocations and divorces. With over a decade of experience, there is not much I haven't dealt with in my career.

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What do you do with my contact information?

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I don't believe in spamming. It's a waste of time. My time is not best served emailing and calling people that don't want to talk to me. I do believe you should keep yourself informed, though. The emails and communications I send are very "every now and then" and it is always information that is useful. You would want to know if there were ways you could save money on your home, tips for protecting yourself from major repair bills, or strategies for getting the most value from your home. These are the types of things I like to pass along to my clients. That's worth an email every now and then if it puts money back into your pocket, isn't it? If you still don't want to hear about those things, I will simply send you the home value report I promised you, and you can contact me when you are ready. Your information is never shared without your permission, and you can opt out anytime you want.​​​​​​

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CALL ME OR TEXT ME AT 502-500-5952 IF YOUR QUESTION WAS NOT ANSWERED HERE. 

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Each Office Independently Owned And Operated. The information provided herein is deemed accurate, but subject to errors, omissions, price changes, prior sale or withdrawal. United Real Estate does not guarantee or is anyway responsible for the accuracy or completeness of information, and provides said information without warranties of any kind. Please verify all facts with the affiliate. Equal Housing Opportunity Provider.

© 2025 by Steve Ullum, REALTOR®, United Real Estate Louisville. Privacy Policy. Terms of Use. Powered and secured by Wix.

Steve Ullum, REALTOR®

Listing Agent / Buyer's Agent

License # 219996 (KY), RB19002140 (IN)

502-500-5952

SteveUllum@gmail.com

www.HousingInLouisville.com

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Principal Office Location:

​United Real Estate Louisville

101 Bullitt Lane, Suite 110

Louisville, KY 40222​

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